Tracks Florida legislative bills, DBPR rule changes, OIR insurance updates, and agency guidance that affect §718 condos and §720 HOAs. Most management firms learn about new rules from owner complaints. We learn during committee · prep our boards · execute on day one.
Would amend §718.111(11) to require associations to maintain at least 100% replacement-cost coverage rather than current 80% allowance. Adds OIR-mandated minimum deductibles. Carrier reporting requirements expanded.
Tightens §718.301(4)(p) by requiring associations to be at least 75% reserve-funded by Dec 31, 2027 (current standard is "make-up plan"). Provides a transition tax credit for accelerated funding.
Pre-empts local STR ordinances but allows condominium / HOA boards to restrict via declaration with 2/3 supermajority. Penalty caps for violations rise to $1,500/day.
Streamlines §718.116 lien filing by allowing electronic recording with Leon County Clerk. Caps attorney fees in initial collection cycle to $300 (currently uncapped).
Expands §720.306(8) e-voting authorization to BOD elections (currently amendments only). Reduces required printing of paper ballots if e-voting elected by membership vote.
Tort reform package · negligent security claims, slip-and-fall standards, statute of limitations changes affecting condo liability claims.
Clarifies §718.111(12) records retention windows. Adds explicit redaction list for sensitive owner data. Caps owner-cost recovery for digital delivery at $0 (matches our practice).
All EV chargers installed in shared garages must be sub-metered for individual billing. Effective Jul 1, 2026.
| Bill / rule | Status | Likely impact | Tracking |
|---|---|---|---|
| HB 1208 · Director term limits (8-yr expansion) | in committee | Medium · would relax §718.112(2)(d)(2) cap to 10 years | D. Reyes (Plaza Tower) timing-relevant |
| SB 824 · Reserve-study qualification standards | dead | — | Re-file likely 2027 |
| DBPR 61B-22.005 · Records-request rule update | notice of proposed rulemaking | Low · process clarification | AGF reviewing |
| OIR · Hurricane mitigation discount changes | draft rule | Medium · affects PT wind-mit recert | Sterling tracking |
| FL DOH 64E-9 · Pool standards update | in effect Jan 2026 | Low · already compliant | — |
| IRS Notice 2026-18 · 1120-H electronic filing | effective 2026 cycle | Low · CRI handling | — |
FL Senate & House bill tracker · DBPR rule notices · OIR bulletins · IRS Practitioner releases · CAI/FL legislative updates · AGF newsletter · CMG founder's CAI committee involvement.
Tizi reviews tracking dashboard every Monday during legislative session (Jan-Apr). Off-session quarterly cadence. Any high-impact development triggers AGF review.
Outside-counsel opinion letter every quarter on what's signed + likely-to-pass + how it affects each association. Stored in records. Used in BOD strategic planning.
Signed legislation: client memo to all affected BODs within 14 days. Plain English. What changes. What boards need to do. By when.
Compliance Posture, Records Workflow, Bill Pay, Incident Library, etc. all auto-update when statute changes. We don't rely on staff to remember new rules · the platform encodes them.
Significant changes (insurance reform, STR restrictions) get distilled into owner-portal newsletters + Board Education modules. Boards see informed owners as an ally, not an adversary.
Florida's condo and HOA statutes change every year. Boards usually find out from CAI articles, owner complaints, or DBPR letters. By the time they act, their attorney charges $400/hr to catch them up. We do this work centrally · at no incremental cost to associations · because in 17 years of compounding, regulatory awareness has been the cheapest insurance we've ever bought.
FL Senate / House bill tracker · DBPR rule notices · OIR bulletins · IRS Practitioner releases · CAI Florida legislative updates · AGF outside counsel.
