What happens after the 61+ day NOLA hands off to AGF (Anderson, Givens & Fredericks). Statutory clocks tracked at every stage per §718.116 / §720.3085. Boards see exactly what's owed, what's been spent on legal, and what's coming back.
| Unit | Owner | Stage | Balance | Legal fees | Statutory clock | AGF contact | |
|---|---|---|---|---|---|---|---|
| PT #806 | Jenkins, R. | Foreclosure filed | $28,420 | $3,840 | Answer due May 14 | K. Givens | File → |
| MG A-12 | Caldwell, P. | Foreclosure filed | $22,180 | $2,920 | Default motion 5/22 | K. Givens | File → |
| PT #112 | Vasquez, M. | Lien recorded | $14,820 | $1,420 | Foreclose decision 5/14 | J. Anderson | File → |
| CV #218 | Owens, T. | Lien recorded | $11,400 | $1,180 | — | J. Anderson | File → |
| PT #604 | Schmidt, A. | Payment plan | $9,860 | $840 | $411/mo · 24 mo · current | L. Fredericks | File → |
| PT #218 | Roberts, D. | Notice of intent | $8,420 | $420 | 45-day expires 5/23 | L. Fredericks | File → |
| LK #1812 | Brooks, S. | Notice of intent | $6,720 | $420 | 45-day expires 5/12 | L. Fredericks | File → |
| OPV 14B | Diaz, R. | Notice of intent | $5,180 | $420 | 45-day expires 5/19 | L. Fredericks | File → |
| MG B-7 | Reed, J. | Demand letter | $4,180 | $280 | 30-day expires 5/15 | L. Fredericks | File → |
| LK #2104 | Allen, K. | Demand letter | $3,420 | $280 | 30-day expires 5/19 | L. Fredericks | File → |
Initial demand letter to owner. Calendar starts day-of-mailing (certified RR). Auto-tickler 5d before expiry · escalation to AGF if no payment / no plan.
Statutory pre-lien notice. Required content auto-filled (amount, attorney fees, lien rights). Mailed certified + first-class. Both delivery affidavits stored.
Records claim of lien with Leon County Clerk · captures BK/PG · attaches to title. Docketed back into our system within 24h of recording.
AGF files complaint in 2nd Judicial Circuit. Service of process tracked. Default judgment automation if no answer in 20 days. Judicial sale schedule monitored.
Statutory notice to senior mortgage holder before foreclosure. Auto-pulls mortgagee from Leon County records. Wells Fargo / Truist / Chase contact directory maintained.
Owner-signed installment agreement triggers monthly auto-debit + miss-payment alarm. 1 missed payment = restart NOLA clock with 24h notice. Plan terms stored in audit log.
Per-association ledger of AGF time + filing fees. Auto-rolls into the next association budget cycle's "Legal" line. Boards see live spend, not surprise December invoices.
Each closed matter tags as recovered, payment plan, or write-off. Writeoffs require board e-vote w/ AGF recommendation memo. Trend chart by association across 5 years.
Calendar feed from clerk's online auction site. PT #806 currently scheduled for July sale if default holds. Bid strategy memo auto-drafts: take title, pursue 3rd-party bidder, or release.
The "where are we on Vasquez?" board email. AGF's monthly invoice surprise. Manually checking the Leon County Clerk website for sale dates. The annual "delinquency writeoff" panic at audit time.
§718.116 condo lien & foreclosure · §720.3085 HOA lien · §718.121 demand for payment · §617.0822 director responsibility · Ops Manual §VII Collections.
